As a certified health and wellness coach and certified wellness advocate, I am someone who is deeply committed to living what I teach. I’ve come to recognize that wellness isn’t confined to green smoothies, morning meditations, or a good night’s sleep. Wellness is multi-dimensional. Depending on which framework you follow, there are anywhere from 8 to 10 dimensions of wellness, and financial wellness is one of them.
Yet, it’s often overlooked.
We shy away from it because money is personal. It’s tangled in emotions, memories, identity, and sometimes shame. But just like the other dimensions, physical, emotional, spiritual, intellectual, occupational, and financial wellness impact our peace of mind, our decision-making, and our ability to show up fully in other areas of life.
What Is Financial Wellness?
Financial wellness is not about having endless income. It’s about feeling in control of your money, not controlled by it. It’s knowing where your money goes, planning with intention, and making decisions that align with your values and long-term goals. It’s the confidence that you’re not left unraveling if something unexpected happens.
It’s also the deep exhale when you’ve decided to shift your financial stress into financial empowerment.
My Financial Wellness Decision
Last year, I decided to pay off two major financial commitments in 2025. Just making that choice, before a single dollar had even moved, brought me a sense of relief. It was as if I gave myself permission to reclaim control. The weight of indecision was heavier than the debt itself.
What followed was a strategy session with myself. I mapped out a clear timeline. I looked at the impact not just on my bank account, but on my lifestyle, my energy, and my peace. It wasn’t just about dollars. It was about alignment.
And here’s the truth: Wellness is alignment.
When your values, goals, and actions align, that’s wellness. Financial wellness is simply one more layer where that alignment lives.
Why This Dimension Matters
Ignoring financial stress doesn’t make it go away. In fact, prolonged financial stress can impact your:
It’s all connected.
But here’s the good news: financial wellness is a learned behavior. Just like learning how to meal prep, meditate, or say no for the sake of your boundaries, you can learn how to set a budget, eliminate debt, and invest wisely.
How to Start Cultivating Financial Wellness
I believe in a whole-person approach to wellness. Financial wellness isn’t a separate bucket; it’s a thread that weaves through every part of our lives. And when we tend to it with courage and clarity, we create space for freedom, not just financial freedom, but emotional, spiritual, and physical freedom as well.
So, here’s to the decisions we make, the peace we create, and the freedom we choose.
You deserve to feel well, in every dimension.
